A rare find between two ski lakes! This one of a kind hidden waterfront gem is located in transitioning rural lutz within a minimal deed restricted subdivision of three 1 ac homesites & location 20 mins n of downtown tampa. This millennial built home was designed to amplify the ambiance of the ever changing skies with endless sunrises & sunsets! Enjoy living a quiet & blissful lifestyle next to nature & ducks, birds, fish, turtles & otters. This property has no hoa fees & is outside the 100 ft flood zone & outside the high wind zone, thereby lowering home insurance costs. ***amenities include boat ramp access to two lakes, a dock on the n lake with covered boat port & boat lift, a backyard barbecue gazebo and a front gazebo! *** the spacious downstairs master suite includes a bathroom, large enough for a massage table with a jacuzzi, water closet with bidet, automated window treatments & a separate dressing room between two walk in closets. ***built with a versatile first floor in law suite/game/exercise room, it also offers an ada compliant kitchenette with adjacent bedroom & ada compliant bath***the original owners take pride of ownership with the jan/2025 installation of a new roof (with a 50 year transferable warranty, resistant to winds up to 190 mph), rebuilt dock with manufactured wood. The train ac units have 10 year transferable warranties. Kitchen has a bosch dishwasher & thermador stove top with a june/2025 new kitchen aid double oven/microwave/air fryer combo. ***upgrades include automated phantom lanai screens, two central vacuum systems for up & down, a soaring 2 story wood burning fireplace, entertainment center with surround sound system, 22ft ceilings with automated chandelier lift, wood sub floors with 3/4 inch white oak planks which can be bleached or re stained, two stair cases & ideal location for an elevator. ***the expansive loft can be divided into two rooms with barn doors to separate the billiard/game (or child playroom) to create a separate exercise/office or guest area. Currently the loft has a coffee bar & mini frig for guests. ***well insulated with energy efficient low e vinyl windows, foam filled block walls & includes a security system with fire, glass & noise detectors. ***the secluded homesites lot extends to the public road with a 30' x 250' long access road which can be landscaped for privacy & is accessed by 3 homesteads composing ballinger estates subdivision (composed of the original 60s homesite of the former owner & an all brick estate home on lot 3 (also used by home on the s side property. ***upon entering the home guests are greeted with expansive waterfront views beyond the den, living/dining room & 2nd story bridge & fireplace. Adjacent to the living room is the family room, kitchen & dinette with its 11+ ft floor to glass bay window overlooking the paved lanai, back pergola & barbecue grill area, lake & dock. ***the location provides residents a feel of living in the country while the property is located in the heart of lutz & hills county, minutes from 2+ malls, tons of restaurants, 5 grocery stores, 5 churches & is 5 mins from the new st josephs hospital is w of cheval & n of avila golf & country clubs. Only 20 mins from tia & 30 45 mins from florida's white sand beaches. Great opportunity to own a competitively priced lakefront estate thousands below a july 2024 appraisal. *** seller is offering a $55,000 credit to install a pool (or use funds to personalize dcor or towards closing costs).